How does SureRIDE work?
You love to ride, but sometimes your motorcycle sits around while life takes over.
Why pay for that? SureRIDE personalizes your insurance policy based on the miles you ride.
Don’t ride in January while the snow is flying? Pay less. Park the bike in July when it's blistering hot out?
Save your money. SureRIDE is usage-based insurance reimagined just for those who ride.
1 » SIGN UP
Get your custom quote and download the free REVER app to start tracking your miles.
2 » RIDE
Mount a free REVER GO! beacon on your bike and REVER will track your miles automatically.
3 » SAVE
Check your usage and only pay for the miles you ride — not when your bike is parked.
Pair it
- Download the Rever App
- Pair GO! in your profile
mount it
go ride!
What is the SureRide pilot?
SureRIDE is a pilot program available to eligible participants in Arizona that pairs technology from REVER with insurance from American Modern ®. It is designed as a mileage-based insurance product (for coverages other than Comprehensive coverage) that uses a device to track mileage.
How do you record miles?
All you need to record miles on your motorcycle rides is a REVER GO! Beacon and a compatible smartphone with the REVER app. Ride tracking and mileage reporting are facilitated through REVER. Just download the FREE iOS or Android app and create an account. The app is designed to automatically start and start your rides once your GO! Beacon is on your bike. You can also manually record all of your rides there through your smartphone. You may also be eligible to receive a free GO!
What's this REVER GO! beacon?
It's a small, quarter-sized device that you can easily mount to the outside your bike. It contains an internal battery, and it's designed to pair directly to your REVER app on your Bluetooth-enabled smartphone to automatically start and stop rides in the REVER app as long as the GO! Beacon is mounted within three feet of your smartphone.
Do I have to have a GO! beacon to get this insurance?
Yes, you do, but it's available for free in this pilot!
Sounds complicated, I don't want anything plugged into my bike.
Don't worry, it's not hard. The GO! Beacon doesn't actually plug into your bike. It is designed to be placed anywhere on your bike that is within three feet of your smartphone during rides. The GO! Beacon is a small, quarter-sized Bluetooth device that recognizes when you're moving on your bike when paired with your smartphone. It begins the ride recording process in REVER for you.
How can I learn more about REVER and GO!
You can learn a bunch more at www.rever.co/go
What other data are you collecting about my rides to determine my rates?
Just miles. This isn't like other auto policies that you may use or have heard of. SureRide DOES NOT collect behavior data like speed, braking, etc. Since a SureRide motorcycle insurance policy is based on your actual motorcycle mileage, we just need the miles.
Are you measuring "HOW" I ride?
No, we just want to know how much you ride.
Do I need to have my motorcycle insured with American Modern?
Yes. The SureRIDE program is only being made available for American Modern motorcycle policyholders in Arizona. You will fill out an insurance quote request as part of the SureRide registration process.
How does the billing for this work?
Premiums for SureRIDE look different than typical insurance premiums. It's made up of two components: a flat-rate premium, for your Comprehensive coverage, plus a per mile premium for all of the other coverages. The Comprehensive coverage premium will be your base payment amount each month, regardless of mileage. We'll charge for this up front. So, if you start your policy on the 1st of June, you'll pay premium for June's Comprehensive coverage on June 1st. The per mile charge will be calculated based off of how many miles you ride in June. Since we don't know this up front, you will see June�s mileage-based premium in July, which would be the following month's invoice, in addition to the July Comprehensive coverage premium. If you ride zero miles in June, you'll only be charged for your fixed rate Comprehensive coverage in July.
So how many payments are there total?
In a six-month term, there will be seven payments.
• Month 1: Just this month's share of the comprehensive premium
• Month 2-6: Each month will have this month's share of your Comprehensive premium plus the premium for last month's miles
• Month 7: If you don't renew your policy, you will have paid for all the comprehensive premium after month six. All that’s left to pay is your mileage for month six.
What if I go for a really long ride? Am I going to get a huge bill?
The name of the game here is to give you control over how much you spend on insurance. Riding more will end up costing you more. That being said, we know you love to ride your bike. Because of this, we put in a daily mileage cap of 250 miles. If you ride more than that in a 24-hour period, we won't charge you for more than 250 miles.
How will I know how much I owe you?
Rever will keep you in the loop with regular updates about how many miles you've ridden. We will notify you prior to charging your credit card, too. Make sure you have ReverFTR@AMIG.com saved in your list of "safe senders" and look out for updates!
What if you get the mileage wrong?
This shouldn't happen because mileage is tracked through the REVER GO! If you see something that you disagree with, please contact us at ReverFTR@AMIG.com
What if my bike gets stolen?
First off, bummer. Second, let us know immediately. Upon receipt of a police report, you WILL NOT be charged for any miles when it is not in your possession.
What if has to be taken into the shop?
If you advise us ahead of time that bike is undergoing repairs, we will not charge for any mileage. To make sure this happens, you will need to provide notice before the bike goes into the shop. We will need a record of the receipt after the bike is repaired. We also reserve the right to contact the shop to confirm dates in which the bike was not in your possession.
What if I turn off my app, Bluetooth connectivity, or don't bring my smartphone with me?
We reserve the right to ask for photos of your odometer. You can provide them, or we can work with a third party to inspect your bike. We may also charge you the maximum daily rate per day that we have discovered intentional device tampering.
Why is comprehensive coverage not a per mile coverage?
Comprehensive coverage is for things that happen to your bike that don't necessarily always happen when you're riding it. For example, if your bike is parked outside and a branch falls on it, comprehensive coverage could help pay to repair it. So, even when you're not using your bike during the policy period, this coverage is always "on." Since it's always working, even when the bike is not being used, it doesn't make as much sense for this to be charged per mile.
How can I find out more about the SureRide pilot?
The SureRide pilot terms and conditions can be viewed at: amrefinery.com/quote-form
Who is American Family Home Insurance Company?
American Family Home Insurance Company is a subsidiary of American Modern Insurance Group, Inc. Although American Modern Insurance Group, Inc. is conducting the sureRide pilot, American Family Home Insurance Company is the officially licensed insurance company in Arizona that underwrites or insures the vehicles on your sureRide policy. You'll notice this company's name on your sureRide policy. This is the company you will pay your sureRide insurance premiums to and this is the company you will contact in the event of a claim on your sureRide policy. You can learn more about American Modern Insurance Group, Inc. at: www.amig.com
So you're probably also wondering about Atlas Insurance Agency, Inc.
All these names can make insurance seem a little bit complicated sometimes! sureRide insurance is not avalable directly from American Family Home Insuance Company. Instead, it can only be obtained through the Atlas Insurance Agency, Inc., which is the license insurance agency in Arizona that sells the sureRide policy. Atlas insurance agents are available to talk to you about sureRide coverage and options. An Atlas insurance agent can obtain a sureRide quote for you or change an existing policy. They're your best bet for help with coverage questions and advice. You can reach them at 1-888-819-8700.
How can I ask to participate in the SureRide pilot?
Complete the registration form at: amrefinery.com/quote-form